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Health Insurance

Clients who lose health insurance may be eligible to apply for Obamacare during a newly enacted open enrollment period:

https://www.nytimes.com/2020/03/25/upshot/coronavirus-health-insurance-faq.html


 

Loan/Mortgage Forbearance

There may be an opening to request forbearance on mortgage payments and other consumer loans.  Clients should ask creditors for forbearance during this time of Covid-19 and to do so in writing and to ask specifically what programs or benefits the lender has to offer in light of the coronavirus:

https://www.nytimes.com/2020/03/17/your-money/loan-waivers-coronavirus.html

The Federal Housing Finance Agency has this information available regarding loan forbearance:

https://www.fhfa.gov/Homeownersbuyer/MortgageAssistance/Pages/Coronavirus-Assistance-Information.aspx


 

Cell Phone and Internet Services

Some telecom companies have programs to keep folks connected if they cannot pay their bill.

https://www.fcc.gov/keep-americans-connected#pledges


 

Water and Vital Utilities

If somebody cannot pay their water or electric bill they can ask their utility provider, municipal government, or state regulatory agency whether targeted relief is available.

https://www.propublica.org/article/some-towns-still-havent-halted-utility-shut-offs-for-unpaid-water-bills-during-coronavirus-even-as-federal-lawmakers-demand-it